Wednesday, June 3, 2020

Crypto.com (Formerly known as MCO) The Best Crypto Cashback Card

This blog post is based on my personal opinion and doesn't represent the crypto.com officially.Please do your own research first before investing in any type of crypto cards or related services.

Crypto.com is not only famous for it's best available cashback cards,but it's an ecosystem in itself (Including staking of crypto like BTC,ETH,LTC,USDT etc. with high interest rates,mobile recharges with crypto,gift cards and pay through crypto option -- scan and pay).All Crypto.com cards are prepaid VISA cards so can be used across all over the world without any need to worry.

Also it works somewhat like a crypto exchange with immediate buy and sell of crypto without open Leger (where buyer or seller may place their bids for buy or sell).

Those looking for the easiest way to buy crypto can use buy with credit card option,due to recent COVID-19 problem,they have temporarily weaved off the Credit card fee of 3.5% to 0% (Though this option is not currently working for Indian Card holders)

Currently you need to use Android or IOS app to access Crypto.com card and other services ,so unfortunately it is not platform independent especially for those who do not have android or ios phone or those who prefer using the html5 websites.

Main distinguishing factor between crypto.com card from other crypto cards (eg. Advcash,Paycent,Crypterium etc.) is that you need to stake MCO coins for 6 months in order to be eligible to get the crypto.com card (barring entry level Midnight Blue card which does not require staking),though staking brings its own amazing benefits as well.

Countries currently eligible to get crypto.com cards include all countries part of EU,UK,Singapore and USA.Soon cards are coming to Canada as well with future plan to expand to other countries.



Types of Cards


1) Midnight Blue :--




It is an entry level card which doesn't require any staking of MCOs.
Cashback of 1% on all card purchases.

Plastic Card (PVC Classic) with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $200
Perfect inter-bank rates monthly limit $2,000 (0.5% thereafter)



2) Ruby Steel :--





It requires staking of 50 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
2% Cashback on all card purchases (holding MCO stake) and 1% (without MCO stakes)

Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $400
Perfect inter-bank rates monthly limit $4,000 (0.5% thereafter)




Other benefits of continuous MCO stake include

Spotify Reimbursement (Upto $12.99 per month)



3) Jade Green / Royal Indigo :--





It requires staking of 500 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
3% Cashback on all card purchases (holding MCO stake) and 1.5% (without MCO stake)

Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $800
Perfect inter-bank rates monthly limit $10,000 (0.5% thereafter)
Free Airport Lounge.



Other benefits of continuous MCO stake include

Spotify and Netflix Reimbursement (Upto $12.99 both per month)
MCO stake rewards of 6% (better rates and higher limits in crypto earn)



4) Icy White / Rose Gold :--



















It requires staking of 5,000 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
4% Cashback on all card purchases (holding MCO stake) and 1.75% (without MCO stake)

Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $1,000
Perfect inter-bank rates monthly limit $15,000 (0.5% thereafter)
Free Airport Lounge plus 1 guest.



Other benefits of continuous MCO stake include

Spotify,Netflix and Amazon Prime Reimbursement (Upto $12.99 for each per month)
Expedia Reimbursement (Upto $50 per month)
MCO stake rewards of 8% (better rates and higher limits in crypto earn)
Extra 2% APR in crypto earn.
Access to crypto invest.
Crypto.com private.



5) Obsidian Black :--



It requires staking of 50,000 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
5% Cashback on all card purchases (holding MCO stake) and 2% (without MCO stake)

Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $1,000
Unlimited Perfect inter-bank rates.
Free Airport Lounge plus 1 guest.



Other benefits of continuous MCO stake include.

Spotify,Netflix and Amazon Prime Reimbursement (Upto $12.99 for each per month)
Expedia Reimbursement (Upto $50 per month)
Airbnb Reimbursment (Upto $100 per month)
MCO stake rewards of 8% (better rates and higher limits in crypto earn)
Extra 2% APR in crypto earn.
Access to crypto invest.
Crypto.com private.


In case you want to register into Crypto.com and give it a try.
You may use my following referral link to signup

(Referral Code :-  zm1zmlzu88)

Also we both get $50 (When you stake 50 MCO or more)

Do let me know the feedback related to this blog post.

Friday, May 29, 2020

Advcash The best Crypto Prepaid Card

Advcash Cards










This blog post is based on my personal opinion and doesn't represent the advcash officially.Please do your own research first before investing in any type of crypto cards or related services.

This post is dedicated to one of my favourite crypto card i.e. Advcash.
They provide USD/EUR and RUB prepaid Visa cards with real-time load and unload of cards.

Also they require no staking of coins like say crypto.com cards for ordering of cards.You don't need to wait for any lock-in period.

What differentiates the Advcash from other crypto cards (Eg. Paycent,Crypterium,Crypto.com cards etc.) is that they are having web interface,which i will say is the best available option (platform independent) so those having Blackbery,Palm,Pure OS etc. may also use it including those who prefer HTML5 websites rather than apps.

Though they are also working on mobile app.

One of the cheapest options to deposit into Advcash currently is using USDT deposit (which is 1 USDT only) along with other methods including deposit by crypto BTC,LTC,ETH,ZEC etc. (0 extra percentage charges as per Advcash,though there is some price difference between their platform and other crypto exchanges),deposit through SEPA and bank cards (platform charges apply).




Types of cards


1) Worldwide Card :--

Currently on hold due to global mails delivery issues related to Covid-19.
Other type of Cards are unaffected.



This Worldwide VISA USD card is available to all the countries currently supported on Advcash platform.


(Please make note that USA citizens are not supported on Advcash platform be in USA or outside)









The fees of Advcash World Card order is

Plastic USD Card -- 14.99 USD

No monthly or yearly fees.
Free POS purchases in card currency.
Fx (Foreign Exchange) charges on upcoming World Plus Card is 2.99 % (The card currently on hold is Advcash world with Fx charges of 5.5% which is quite high.Though good news is that new Advcash World Plus Card probably coming sooner ,with no date fixed yet)












2) USD/EUR Cards for EU + UK + Turkey + Israel :--

There are 2 types of cards

a) USD Visa Card -- Plastic and virtual card
b) EUR Visa Card -- Plastic and virtual card

Currently both type of cards are open for order.

The fees of this Card order is

Plastic USD/EUR Card -- 14.99 USD/ EUR
Visa USD/EUR Card -- 7.99 USD/EUR

No monthly or yearly fees.
Free POS purchases in card currency.
Fx (Foreign Exchange) charges for these cards are 2.99%


3) RUB Card for Russia :--

There are 2 types of cards

a) ADV Russia Standard
b) ADV Russia Pro

The fees of this Card order is

ADV Russia Standard Visa Card -- 799 Ruble
ADV Russia Pro Visa Card -- 1099 Ruble

No monthly or yearly fees.
Free POS purchases in card currency.
Fx (Foreign Exchange)  charges are CRB rate + 1%
Daily withdrawal limit for Standard card is 5000 Rubles and for Pro card is 60000 Rubles with no extra ATM withdrawal charges.





Binance buy crypto feature :--

Advcash brings to you largest crypto exchange in your advcash account.By linking your binance account (link your existing account,or have one created automatically) you can directly buy crypto into your binance account.It works like a charm.




Also more crypto features may be expected in near future.





What's new coming in near future :--

Currently you can't store crypto into the platform. But soon with ADV 2.0 update it would be possible.

They are also working on a crypto card with loyalty program.


In case you want to register into Advcash and give it a try,you may register with my referral link.


Do let me know the feedback related to this blog post.