This blog post is based on my
personal opinion and doesn't represent the crypto.com officially.Please do
your own research first before investing in any type of crypto cards or related services.
Crypto.com is not only famous for it's best available cashback cards,but it's an ecosystem in itself
(Including staking of crypto like BTC,ETH,LTC,USDT etc. with high interest rates,mobile recharges with
crypto,gift cards and pay through crypto option -- scan and pay).All Crypto.com cards are prepaid VISA cards so can be used across all over the world without any need to worry.
Also it works somewhat like a crypto exchange with immediate buy and sell of crypto without open Leger (where buyer or seller may place their bids for buy or sell).
Those looking for the easiest way to buy crypto can use buy with credit card option,due to recent COVID-19 problem,they have temporarily weaved off the Credit card fee of 3.5% to 0% (Though this option is not currently working for Indian Card holders)
Currently you need to use Android or IOS app to access Crypto.com card and other services ,so unfortunately it is not platform independent especially for those who do not have android or ios phone or those who prefer using the html5 websites.
Main distinguishing factor between crypto.com card from other crypto cards (eg. Advcash,Paycent,Crypterium etc.) is that you need to stake MCO coins for 6 months in order to be eligible to get the crypto.com card (barring entry level Midnight Blue card which does not require staking),though staking brings its own amazing benefits as well.
Countries currently eligible to get crypto.com cards include all countries part of EU,UK,Singapore and USA.Soon cards are coming to Canada as well with future plan to expand to other countries.
Types of Cards
1) Midnight Blue :--
It is an entry level card which doesn't require any staking of MCOs.
Cashback of 1% on all card purchases.
Plastic Card (PVC Classic) with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $200
Perfect inter-bank rates monthly limit $2,000 (0.5% thereafter)
2) Ruby Steel :--
It requires staking of 50 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
2% Cashback on all card purchases (holding MCO stake) and 1% (without MCO stakes)
No monthly,annual and delivery fee.
Free ATM limit $400
Perfect inter-bank rates monthly limit $4,000 (0.5% thereafter)
Other benefits of continuous MCO stake include
Spotify Reimbursement (Upto $12.99 per month)
3) Jade Green / Royal Indigo :--
It requires staking of 500 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
3% Cashback on all card purchases (holding MCO stake) and 1.5% (without MCO stake)
Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
Free ATM limit $800
Perfect inter-bank rates monthly limit $10,000 (0.5% thereafter)
Free Airport Lounge.
Free Airport Lounge.
Other benefits of continuous MCO stake include
Spotify and Netflix Reimbursement (Upto $12.99 both per month)
MCO stake rewards of 6% (better rates and higher limits in crypto earn)
4) Icy White / Rose Gold :--
It requires staking of 5,000 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
4% Cashback on all card purchases (holding MCO stake) and 1.75% (without MCO stake)
Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
No monthly,annual and delivery fee.
Free ATM limit $1,000
Perfect inter-bank rates monthly limit $15,000 (0.5% thereafter)
Free Airport Lounge plus 1 guest.
Free Airport Lounge plus 1 guest.
Other benefits of continuous MCO stake include
Spotify,Netflix and Amazon Prime Reimbursement (Upto $12.99 for each per month)
Expedia Reimbursement (Upto $50 per month)
MCO stake rewards of 8% (better rates and higher limits in crypto earn)
Extra 2% APR in crypto earn.
Access to crypto invest.
Crypto.com private.
5) Obsidian Black :--
It requires staking of 50,000 MCOs for 6 months.
Post card unlock (6 months staking) one is free to unstake their MCOs.
5% Cashback on all card purchases (holding MCO stake) and 2% (without MCO stake)
Metal Card with contactless payments supported.
No monthly,annual and delivery fee.
No monthly,annual and delivery fee.
Free ATM limit $1,000
Unlimited Perfect inter-bank rates.
Free Airport Lounge plus 1 guest.
Free Airport Lounge plus 1 guest.
Other benefits of continuous MCO stake include.
Spotify,Netflix and Amazon Prime Reimbursement (Upto $12.99 for each per month)
Expedia Reimbursement (Upto $50 per month)
Airbnb Reimbursment (Upto $100 per month)
MCO stake rewards of 8% (better rates and higher limits in crypto earn)
Extra 2% APR in crypto earn.
Access to crypto invest.
Crypto.com private.
In case you want to register into Crypto.com and give it a try.
You may use my following referral link to signup
(Referral Code :- zm1zmlzu88)
Also we both get $50 (When you stake 50 MCO or more)
Do let me know the feedback related to this blog post.
